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Baltimore City Live Near Your Work (LNYW)
Baltimore City Department of Housing


Debra Braxton
Baltimore City Office of Homeownership 417 E. Fayette St.
Baltimore Maryland 21202

Program Overview

Baltimore City Live Near Your Work (LNYW) is a partnership between employers and the City of Baltimore designed to encourage homeownership near place of employment. For a list of participating employers, go to:

Property Eligibility Requirements

Participating employers have the right to develop additional program restrictions for their employees, including eligible neighborhoods.

Benefit Details

Loan is forgiveable (20% per year) over 5 years. Buyer must contribute $1,000 towards the purchase and must use the property as a principal residence. $2,000 grant or conditional grant ($1,000 from City of Baltimore and $1,000 from employer).

Benefit: $2,000 minimum grant
Loan Term:5 yrs years
Owner Occupancy Required:Yes

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

For more information about this and other homebuyer programs please contact one of the following:

Workforce Housing Certified REALTOR®


Find a participating Lender