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House Keys 4 Employees
MD Dept. of Housing & Community Development (DHCD)


Tonna Phelps
MD Department of Housing & Community Development 100 Community Place
Crownsville Maryland 21032

Program Overview

House Keys 4 Employees is a is a matching loan program that may be used for either downpayment or closing cost assistance. All home purchases in Maryland are eligible provided that an employer is contributing toward the purchase and that the borrower is financing with a loan through the Maryland Mortgage Program (MMP).

Property Eligibility Requirements

Allowable property types: All eligible MMP properties within maximum price limits depending upon the jurisdiction.

Benefit Details

Match for employer's funds up to $2,500.

Benefit: Matching funds up to $2,500 in addition to employers contribution.
Loan Term:30 years
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Maximum income and purchase price limits vary by jurisdiction. Employers are required to enroll in the program and present a Verification of Partner Contribution form to the lender.

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

For more information about this and other homebuyer programs please contact one of the following:

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