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Down Payment & Settlement Expense Loan Program (DSELP)
MD Dept. of Housing & Community Development (DHCD)
Down Payment & Settlement Expense Loan Program (DSELP) is a
program that offers $5,000 for downpayment or closing cost assistance in conjunction with CDA loans. All of Maryland
Property Eligibility Requirements
All of Maryland - different limits for incomes and maximum purchase prices are applicable in different locations.
The sales price cannot exceed $
maximum purchase prices are applicable in different locations..
Allowable property types:
Existing single family, new construction (MUST be in a designated Priority Funding Area), townhouses, detached or semi-detached homes; condominium units, modular or manufactured homes (with state-approved code compliance)
The DSELP loan is a 0% deferred loan, repayable upon sale of the home or refinancing of the state’s loan. The maximum DSELP is $5,000.
Please note: Every attempt is made to reflect
accurate and up to date information on housing programs displayed
on this site. Some inaccuracies may exist. For verification contact
a certified REALTOR member or a participating Lender.
For more information about this and other homebuyer programs please
contact one of the following:
Workforce Housing Certified REALTOR®
Find a participating Lender