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Cecil Closing Cost Assistance Program (C*CAP)
Cecil County Office of Housing & Community Dvlpt.


Beverly Toth
Cecil County Office of Housing & Community Development 200 Chesapeake Boulevard
Elkton Maryland 21921

Program Overview

Cecil Closing Cost Assistance Program (C*CAP) is a is a loan up to $10,000 for eligible homebuyers toward settlement expenses, including downpayment, closing costs and pre-paids. The funds are only available to borrowers purchasing a principal residence in Cecil County.

The application fee is $ 500.

Property Eligibility Requirements

The property must be located in Cecil County, Maryland.

The sales price cannot exceed $ 346601.

Allowable property types: single family, townhouse, condominium, manufactured home attached to a permanent foundation.

Benefit Details

Assistance ranges from a minimum of $1,000 to a maximum of $10,000.

Benefit: The eligible borrower can qualify for a loan up to $10,000 at 0% interest rate for a term of 5 years at which time the loan is forgiven.
Loan Term:5 years years
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:If the borrower does not stay in the home for 5 years, the loan principal is repayable upon the earlier to occur of sale,transfer, refinance, discontinuance of the borrower occupancy in the home, or default on the first mortgae

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

For more information about this and other homebuyer programs please contact one of the following:

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