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Baltimore City Deferred Loan Program
Baltimore City Department of Housing


Baltimore Housing
Office of Rehabilitation 417 E. Fayette St., Suite 1125
Baltimore Maryland 21202
410-396 4151

Program Overview

Baltimore City Deferred Loan Program is a program that provides rehabilitation loans for critical repairs to properties owned by low income households with incomes less than 50% of the Baltimore City median income.

Property Eligibility Requirements

Baltimore City.

Allowable property types: single family, 2 dwelling units, condominiums

Benefit Details

Up to $10,000

Benefit: A loan of up to $10,000 at a 3% interest rate. No monthly payments are made and all payments are deferred until the sale or transfer of title to the property.Application fees and closing costs can be included in the loan amount.
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

For more information about this and other homebuyer programs please contact one of the following:

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