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Smart Keys 4 Employees
MD Dept. of Housing & Community Development (DHCD)
Smart Keys 4 Employees is a
is a special enhancement to House Keys 4 Employees and the Maryland Mortgage Program that may be used for either downpayment or closing cost assistance. All home purchases in Maryland are eligible provided that an employer is contributing toward the purchase and that the borrower is financing with a loan through the Maryland Mortgage Program (MMP).
Property Eligibility Requirements
The property the borrower is purchasing must be located in a Priority Funding Area; AND,
must be within 10 miles of the borrower’s place of employment or within the boundaries of the local jurisdiction (county).
Allowable property types:
All eligible MMP properties within maximum price limits depending upon the jurisdiction
Additional match for employer's funds up to $1,000.
Please note: Every attempt is made to reflect
accurate and up to date information on housing programs displayed
on this site. Some inaccuracies may exist. For verification contact
a certified REALTOR member or a participating Lender.
For more information about this and other homebuyer programs please
contact one of the following:
Workforce Housing Certified REALTOR®
Find a participating Lender