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Baltimore City CDBG First Time Homebuyer Program
Baltimore City Department of Housing
Baltimore City CDBG First Time Homebuyer Program is a
$5,000 five-year forgivable loan to first-time homebuyers to assist with downpayment and settlement expenses.
Property Eligibility Requirements
Property must be located in Baltimore City.
First-time Baltimore homebuyers must obtain a counseling certificate from a City-approved housing counseling agency. After the buyer has received the certificate, the borrower signs a contract to purchase and obtains a loan commitment. Then, the counseling agency will complete the CDBG program application. The loan amount is $5,000 and 20% is forgiven at the end of each year that the buyer resides in the house.
Please note: Every attempt is made to reflect
accurate and up to date information on housing programs displayed
on this site. Some inaccuracies may exist. For verification contact
a certified REALTOR member or a participating Lender.
For more information about this and other homebuyer programs please
contact one of the following:
Workforce Housing Certified REALTOR®
Find a participating Lender