Program Search

Show All Programs

Number in household:
For first time buyers only?:
Annual Income:

Area(s) selected:
Program(s) selected:


USDA Guaranteed Single Family Loan Program
US Dept of Agriculture (USDA)


Select State

Select State

Program Overview

USDA Guaranteed Single Family Loan Program is a is a loan guarantee program that helps Low and moderate income buyers qualify for a mortgage loan from a bank or lender. This program is only available in rural areas, including all communities with less than 10,000 population and some towns with up to 20,000 population.

Property Eligibility Requirements

The sales price cannot exceed $ 417,000.

Benefit Details

Benefit: The Federal Government guarantees the lender up to 90 percent of the loan against losses if there is a default on the loan. Lenders are more likely to approve a loan if it is guaranteed against losses. Also the lender may make these loans available with no down payment.
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:The person receiving guaranteed loans apply directly to the bank or mortgage company, not with the agency.

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

For more information about this and other homebuyer programs please contact one of the following:

Workforce Housing Certified REALTOR®


Find a participating Lender