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M & T Bank - Get Started
M & T Bank


Sherrice Davis
M & T Bank 25 S. Charles Street, 22nd fl.
Baltimore Maryland 21201

Reginald Exum
CRA Mortgage Consultant


Program Overview

M & T Bank - Get Started is a program to assist low & moderate income individuals and families to purchase a home. Available statewide

Property Eligibility Requirements

Available throughout Maryland for eligible borrowers.

The sales price cannot exceed $ 417000.

Allowable property types: single-family, townhouse

Benefit Details

Face-to-face homeownership counseling is required.

Benefit: Lower mortgage insurance rate; 2% unsecured loan (10 year-term) towards downpayment and closing cost loan may be added (not to exceed a combined LTV of 105%.
Loan Term:30 yrs. years
Homebuyer Counseling /
Education Required:
Owner Occupancy Required:Yes
Other Program Comments:Borrower may obtain a lower interest rate by having an automatic payment deduction and/or an M & T account.

Please note: Every attempt is made to reflect accurate and up to date information on housing programs displayed on this site. Some inaccuracies may exist. For verification contact a certified REALTOR member or a participating Lender.

For more information about this and other homebuyer programs please contact one of the following:

Workforce Housing Certified REALTOR®


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